Help for Repairing or Upgrading Your Home
Over time, systems in your home can break down or reach the end of their useful lives. You may also find that a home which served you well previously needs certain accommodations to help you age in place or live independently.
There are federal, state and local programs which can assist you with these tasks by providing tax credits, loans or grants for those repairs or to increase the energy efficiency of your home.
Home Repair Programs:
Maryland Department of Housing and Community Development
Maryland Housing Rehabilitation Program- Single Family: https://dhcd.maryland.gov/Residents/Pages/mhrp-sf/default.aspx
Lead Hazard Reduction Grant Program (LHRP): https://dhcd.maryland.gov/Residents/Pages/lhrglp/default.aspx
Independent Living Tax Credit: https://dhcd.maryland.gov/Pages/ILTC/default.aspx
Maryland Whole Home Repair Grants: https://dhcd.maryland.gov/Residents/Pages/WholeHome.aspx
BE Smart Energy Efficiency Loans: https://dhcd.maryland.gov/Residents/Pages/besmart/default.aspx
NetZero Loan Program: https://dhcd.maryland.gov/Pages/NetZero/default.aspx
EmPOWER Maryland Limited Income Energy Efficiency Program: https://dhcd.maryland.gov/Residents/Pages/lieep/default.aspx
Weatherization Assistance Program: https://dhcd.maryland.gov/Residents/Pages/wap/Default.aspx
Allegany County
Weatherization Program: https://alleganyhrdc.org/weatherization-program/
Anne Arundel County
Property Rehabilitation Program: https://acdsinc.org/housing-resources/homeowners/property-rehabilitation/
Property Repair Program: https://acdsinc.org/housing-resources/homeowners/property-repair/
Accessibility Modifications Program: https://acdsinc.org/housing-resources/homeowners/accessibility-modifications/
Baltimore City
Weatherization and Energy Efficiency: https://dhcd.baltimorecity.gov/hho/weatherization-and-repairs
Housing Rehab and Repairs: https://dhcd.baltimorecity.gov/hho/rehabilitation-and-repairs
Lead Hazard Reduction: https://dhcd.baltimorecity.gov/hho/lead-hazard-reduction
Baltimore County
Single Family Rehab Loan Program: https://www.baltimorecountymd.gov/departments/housing/housing-opportunities/loan-programs#singlefamily
Lead Safe Baltimore County grant program: https://www.baltimorecountymd.gov/departments/housing/housing-opportunities/index.html
Calvert County
Patuxent Habitat – Veteran’s Critical Home Repairs: Veteran Critical Home Repairs | Patuxent Habitat for Humanity
Carroll County
MRDC Home Repairs and Weatherization: Housing – Maryland Rural Development Corporation (mrdc.net)
Cecil County
Habitat for Humanity Critical Home Repair and Weatherization Program: Repair Program – Habitat for Humanity, Susquehanna (habitatsusq.org)
MRDC Home Repairs and Weatherization: Housing – Maryland Rural Development Corporation (mrdc.net)
Charles County
Rural Housing Initiative and Indoor Plumbing Assistance: https://www.charlescountymd.gov/services/health-and-human-services/housing-services/rural-housing-initiative-and-indoor-plumbing-assistance
Special Loan Programs: https://www.charlescountymd.gov/services/health-and-human-services/housing-services/special-loan-programs
Dorchester County
Habitat Choptank – Home Repair: Home Repair | Habitat for Humanity Choptank | Maryland Charities (habitatchoptank.org)
Frederick County
Emergency Rehab Loan Program: https://frederickcountymd.gov/6378/Housing-Rehabilitation-Programs
Senior Rehab Housing Grant: https://frederickcountymd.gov/6378/Housing-Rehabilitation-Programs
Frederick County Special Loan Programs: https://frederickcountymd.gov/6378/Housing-Rehabilitation-Programs
Frederick Habitat Home Repairs: Habitat Home Repairs – Habitat for Humanity of Frederick County, MD – Habitat for Humanity of Frederick County, MD (frederickhabitat.org)
Frederick Community Action Agency Weatherization: FCAA-Housing-Assistance-Program-Flier-Dec-2018 (cityoffrederickmd.gov)
Garrett County
Garrett County Community Action – Home Repair and Rehab: Rehab – Home (garrettcac.org)
Garrett County Community Action Weatherization: Weatherization (garrettcac.org)
Garrett County Community Action Furnace Repair: Furnace Repair (garrettcac.org)
Harford County
Habitat for Humanity Critical Home Repair and Weatherization Program: Repair Program – Habitat for Humanity, Susquehanna (habitatsusq.org)
MRDC Home Repairs and Weatherization: Housing – Maryland Rural Development Corporation (mrdc.net)
Howard County
RRR/Housing Loan Repair Program: https://www.howardcountymd.gov/DHCD-RRR
Kent County
MRDC Home Repairs and Weatherization: Housing – Maryland Rural Development Corporation (mrdc.net)
Montgomery County
Montgomery Single-Family Rehab Loans: https://www.montgomerycountymd.gov/DHCA/housing/singlefamily/singlefamily_rehab/
Habitat for Humanity of Metro Maryland Home Repair: Habitat for Humanity Metro Maryland : How To Apply : Home Repair Services for Homeowners : Home Repair Program (habitatmm.org)
Habitat for Humanity of Metro Maryland Weatherization: Habitat for Humanity Metro Maryland : How To Apply : Home Repair Services for Homeowners : Weatherization Program (habitatmm.org)
Repair and Accessibility Modification Program (RAMP): Habitat for Humanity Metro Maryland : How To Apply : Home Repair Services for Homeowners : Repair and Accessibility Modification Program (RAMP) (habitatmm.org)
Montgomery County Homeowner Energy Efficiency Program (MCEEP): Habitat for Humanity Metro Maryland : How To Apply : Home Repair Services for Homeowners : Montgomery County Homeowner Energy Efficiency Program (MCEEP) (habitatmm.org)
HFHMM Veteran Repair program: Habitat for Humanity Metro Maryland : How To Apply : Home Repair Services for Homeowners : Veterans Repairs (habitatmm.org)
Prince George's County
Homeownership Preservation Program: https://habitatmm.org/how-to-apply/home-repair-services-for-homeowners/prince-georges-county-homeownership-preservation-program-pg-hopp.html
Weatherization Assistance Program: https://www.princegeorgescountymd.gov/988/Weatherization-Energy-Conservation
Housing Rehabilitation Assistance Program: Housing Rehabilitation Assistance Program (HRAP) – Housing Initiative Partnership, Inc. (hiphomes.org)
Habitat for Humanity of Metro Maryland Home Repair: Habitat for Humanity Metro Maryland : How To Apply : Home Repair Services for Homeowners : Home Repair Program (habitatmm.org)
Habitat for Humanity of Metro Maryland Weatherization: Habitat for Humanity Metro Maryland : How To Apply : Home Repair Services for Homeowners : Weatherization Program (habitatmm.org)
Repair and Accessibility Modification Program (RAMP): Habitat for Humanity Metro Maryland : How To Apply : Home Repair Services for Homeowners : Repair and Accessibility Modification Program (RAMP) (habitatmm.org)
HFHMM Veteran Repair program: Habitat for Humanity Metro Maryland : How To Apply : Home Repair Services for Homeowners : Veterans Repairs (habitatmm.org)
St.Mary's County
Housing Authority – Housing Rehabilitation Loans: Housing Assistance & Community Development | St. Mary’s County, MD (stmaryshousing.org)
Patunxent Habitat – Veteran’s Critical Home Repairs: Veteran Critical Home Repairs | Patuxent Habitat for Humanity
Talbot County
Easton Renovation Program: Affordable Housing | Easton, MD (eastonmd.gov)
Habitat Choptank – Home Repair: Home Repair | Habitat for Humanity Choptank | Maryland Charities (habitatchoptank.org)
Wicomico County
Wicomico Habitat – Home Preservation Grant: Home Preservation Grant – Habitat for Humanity of Wicomico County (wicomicohabitat.org)
Wicomico Habitat – Repair and Aging in Place: Neighborhood Revitalization Initiative – Habitat for Humanity of Wicomico County (wicomicohabitat.org)
Salisbury City Renovation and Repair Loan: https://www.salisburynhs.org/wp-content/uploads/2019/02/1-Renovation-Rehab-Loan.pdf
Salisbury Special Targeted Applicant Rehabilitation Program: Loan Products – Salisbury Neighborhood Housing ServicesSalisbury Neighborhood Housing Services (salisburynhs.org)