HUD Good Neighbor Next Door Program

About Good Neighbor Next Door

Law enforcement officers, pre-Kindergarten through 12th grade teachers, firefighters and emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD’s Good Neighbor Next Door Sales Program. HUD offers a substantial incentive in the form of a discount of 50% from the list price of the home. In return you must commit to live in the property for 36 months as your sole residence.

How the Program Works

Eligible Single Family homes located in revitalization areas are listed exclusively for sale through the Good Neighbor Next Door Sales program. Properties are available for purchase through the program for seven days.

How to Participate in Good Neighbor Next Door

Check the  listings for your state. Follow the instructions to submit your interest in purchasing a specific home. If more than one person submits an offer on a single home a selection will be made by random lottery. You must meet the requirements for a law enforcement officer, teacher, firefighter or emergency medical technician and comply with HUD’s regulations for the program.

HUD requires that you sign a second mortgage and note for the discount amount. No interest or payments are required on this “silent second” provided that you fulfill the three-year occupancy requirement.The number of properties available is limited and the list of available properties changes weekly.

To learn more, please see our Good Neighbor Sales Frequently Asked Questions!

Comments and Questions

To learn more, please visit the HUD website.

City of Annapolis Moderately Priced Dwelling Units (MPDU)

Moderately Priced Dwelling Units (MPDU)


Applications are accepted on an open and continuous basis.

To ensure that housing choices continue to be available to its residents and employees with moderate incomes, the City Council passed the Moderately Priced Dwelling Unit Law in 2004. This law requires that 12% of the houses for sale in new subdivisions of 10 or more units be moderately priced dwelling units (MPDUs). This means that the sale price or rent is below the market rate for other units in the same development.

To be eligible to purchase, or rent, through the MPDU program an individual or household must:

  • Have an income that is 100% or less than the median family income for the Baltimore Metropolitan Statistical Area (MSA), with adjustments for household size, as reported by the United States Department of Housing and Urban Development (HUD) and does not currently own a home.

Current Maximum Income Limits for an MPDU

Household Size   Maximum Income*
1 $57,500
2 $65,750
3 $73,938
4 $82,125
5 $88,750
6 $95,313
7 $101,875
8 $108,438

Applications for this program are processed by:
Arundel Community Development Services, Inc. (ACDS)
2666 Riva Road
Suite 210
Annapolis MD 21401
Phone: 410-222-7600

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