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Maryland Mortgage Program – Maryland Homefront
First Time Home Buyer
Veteran
Allegany County
Anne Arundel County
Baltimore County
Baltimore City
Calvert County
Caroline County
Carroll County
Cecil County
Charles County
Dorchester County
Frederick County
Garrett County
Harford County
Howard County
Kent County
Montgomery County
Prince George's County
Queen Anne's County
Saint Mary's County
Somerset County
Talbot County
Washington County
Wicomico County
Worcester County
Closing Cost Assistance
Down Payment Assistance
Maryland Homefront, offered by Maryland’s Department of Housing and Community Development (DHCD’s) Maryland Mortgage Program (MMP), provides military veterans and active duty military with a special interest rate discount of 0.25% for a 30-year, fixed rate mortgage, and Maryland HomeCredit, providing annual federal tax savings, free of all DHCD fees.

Maryland Homefront – The Veterans and Military Family Mortgage Program

The Department of Housing and Community Development is proud to launch our newest version of Maryland Homefront: The Veterans and Military Family Mortgage Program (Maryland Homefront).  Homefront provides military veterans and active duty military with a special interest rate discount of 0.25% for a 30-year and a fixed rate mortgage, This initiative is in appreciation of the contributions made by members of the United States armed services and their families.

Check today’s interest rates

All qualified borrowers under this initiative are also eligible to receive $5,000 for down payment and closing cost assistance through the Maryland Mortgage Program’s Down Payment Assistance Program plus any applicable Partner Match funds. Note that this program is not applicable to refinances.

Talk to an approved Maryland Mortgage Program Lender about possible Down Payment Assistance options available to you.

Download the Homefront Flyer and Fact Sheets

Getting Started

If you’re ready to take advantage of this special program:

  1. Talk to a Lender – Your lender can help you confirm your eligibility for the Homefront Program and will make sure you meet all the requirements, such as attending the right Homebuyer Education Class.
  2. Check Your Eligibility to see whether you can apply for a Maryland Mortgage Program loan. Note that being eligible to apply does not guarantee approval, and lenders will take into account things like your income, credit history and employment situation when considering your application.
  3. Complete a Homebuyer Education Class – Completing a Homebuyer Education prepares you to make the right decisions when purchasing your home.  Homebuyer Education classes are available throughout Maryland, and are provided by a range of Community and Non-Profit organizations as well as local government housing agencies.
  4. Learn about Down Payment Assistance – The Maryland Mortgage Program provides help in the form of Down Payment Assistance alongside a range of Partner Match programs from employers, developers and community organizations that can cover down payment and closing costs.
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For more information visit the Department of Housing and Community Development Maryland Mortgage Program.