Available Financing Programs

Search for housing finance programs that may be more affordable at:
Below is an index that includes all federal, State of Maryland and local programs that are targeted for certain income groups to help with purchasing or improving your home.

Accessible Homes for Seniors

American Dream Downpayment Initiative

American Home Partners

Annapolis MPDU Program

Anne Arundel Co. Mortgage Assistance Program (MAP)

Asset Control Program

Baltimore City CDBG First Time Homebuyer Program

Baltimore City Deferred Loan Program

Baltimore City Employee Homeownership Program

Baltimore City Healthy Neighborhoods Initiative

Baltimore City Housing Choice Voucher Program

Baltimore City Lead Abatement Action Project

Baltimore City Live Near Your Work (LNYW)

Baltimore City Senior Roof Repair Program

Baltimore County Neighborhood Stabilization Program

BB&T Community Homeownership Incentive Program (CHIP)

Be SMART Home

Bowie Mortgage Assistance

Buying Into Baltimore Fairs & Trolley Tours

Chase Dreamaker Opportunity Program

City of Rockville Real Estate Effort for Affordable Community Housing (R.E.A.C.H.)

College Park New Neighbors Program for Police and City Employees

Cumberland Family Asset Development Program

Delta Sigma Theta Closing Cost Assistance

Down Payment & Settlement Expense Loan Program (DSELP)

Down Payment on Your Dream

Eastside Early Homebuyers Grant

Emergency Housing Rehabilitation Revolving Loan Program

Energy Efficient Mortgage

Fannie Mae Flexible 97

FCAR Deferred Loan Program

FHA 203(k) Rehabilitation Mortgage

FHA-Federal Housing Administration

FHLB First-Time Homebuyer Program

Frederick County Housing Rehabilitation Program

Frederick County MPDU Program

Frederick County Roof Raising Project

Frederick County Rural Homeownership Program

Good Neighbor Next Door

Harford Settlement Expense Loan Program (SELP)

Home Path

Home Possible 97

Homeownership for Individuals with Disabilities

Home Steps

House Keys 4 Employees

Howard Co. Moderate Income Housing Unit Program

Kent County Employee Homeownership Program

Key Choices Lease Purchase Homeownership Program

Lead Abatement Grant or Loan

Lead Hazard Reduction Grant & Loan Program

M & T Bank – Get Started

Make Hyattsville Home!

Maryland BRAC Matching Program

Maryland Historic Preservation Loan Program

Maryland Housing Rehabilitation Program – Single Family

Maryland Indoor Plumbing Program

Maryland Mortgage Program

Maryland Weatherization Assistance Program

Montgomery Co. “5 for 5″ Closing Cost Assistance

Montgomery Co. First Trust Mortgage Financing

Montgomery Co. Moderately-Priced Dwelling Unit Program (MPDU)

Montgomery Co. Single Family Home Improvement Loan Program

Neighborhood Assistance Corporation of America (NACA)

PNC Bank Affordable Mortgage

PNC Homebuyer’s Closing Cost Credit

Rosedale Federal First Time Homebuyer

Self Help Rehabilitation Program

Sell and Land Softly Alternative (SALSA)

Smart Keys 4 Employees

Sold on Frederick II

Special Targeted Applicant Rehabilitation Program (STAR)

State-Owned Homes for Sale

SunTrust Portfolio Affordable Mortgage

USAA Mover’s Advantage

USDA Direct Single Family Loan Program (Section 502)

USDA Guaranteed Single Family Loan Program

USDA Home Repair Program

Workforce Homeownership Program