Find a CreditSmart(R) Trainer Near You

CreditSmart® is a financial literacy program developed by Freddie Mac (www.freddiemac.com/creditsmart).   The trainers who are listed have agreed to provide guidance on this financial education program at no cost (FREE!) to your community organization, school or church.          

Certified Trainers (listed by location):

MID SHORE: TALBOT, DORCHESTER, CAROLINE

Jane Kasper jane.kasper@longandfoster.com 410.820.7707
Laurence Parker padelidesu@msn.com 443.205.5114
Barbara Bell barbara.bell@longandfoster.com 410.228.2050
Susan MacKinnon smackinnon@cbmove.com 410.822.9000
Cynda Twilley cyndatwilley@hotmail.com 410.463.0048
Jennifer Veil amazinggrace816@comcast.net 443.786.6439

PRINCE GEORGES COUNTY 

Donna Badgett Hurley donnahurley@hopeinconline.com 301.567.3330
Elisabeth Salchow salchow@mris.com 301.627.9200
Karen Lumpkin karen.lumpkin@longandfoster.com 301.449.1781
Kayren Benjamin-Rutledge kayren@mris.com 240.737.5019
Larry Akinlosotu lakinlosotu@homelandrealestate.com 240.398.0920
Linda Simpson lindag1208@aol.com 301.559.8433
Ruth Wright rcwrealtor@aol.com 301.390.0477
Gloria Ward-Ravenell gravenell@cbmove.com 202.374.6029
Stephanie Page pagerealtor@msn.com 301.775.7588
Dale Ross dale@mris.com 301.466.1067
Jeryl Talley jtalley@rgstitle.com 410.952.1205
Wemmy Adeboyeto wemmy@kw.com 301.237.5703
Alease Bowles bowlesa@aol.com 240.508.8121
Cheryl Abrams cherylabrams@mris.com 301.442.1011
Lynn Frasier lynnsmyrealtor@comcast.net 202.210.8790
Art Caliguiran art.caliguiran@kw.com 301.332.6787
Lucretia Harris lucretiaharris@mris.com 240.460.9699
Lisa Miller Scott lisa@lisamillerscott.com 301.642.4467
Delores Britt delores.britt@longandfoster.com 301.873.8670
Venita Jacobson venitajacobson@realtyexecutives.com 240.305.3449
Kathy Friedman kathy.friedman@remax.net 301.385.2969
Kathy Gaines-Still klstill@aol.com 301.574.5113
Doris Queen-Tucker dorisltucker@comcast.net 240.682.1605
Emma Thompson-Varner etsellshomes@hotmail.com 301.856.7618
Dianne Betz diannebetz@verizon.net 301.317.8594
Patricia Long patricialong@kw.com 240.737.5000
Lydia Douglas lydiadouglas@mris.com  
Cannie Johnson canniejohnson@aol.com 301.793.8282
Dara Mills dara@darasellshouses.com 240.688.8692
Isabelle Williams isabellewilliams@remax.net 240.398.8408
Sharon Crawford sharoncrawford@kw.com 240.398.6057
Andrea Williams andreawilliams@cbmove.com 240.350.8486
Dorinda Bowers dbowers@exitfirst.com 240.427.9133
Michael Brown mjbrown@kw.com 240.737.5022
Makesha Bass makisha.bass@verizon.net 301.704.3630
Mae Johnson maejohnson@cbmove.com 301.580.2964
Stephanie Lloyd slloyd@cmfloans.com 301.312.7824
Sheryl Romeo sromeo@mris.com 301.848.1127
Carolyn H. Horton chorton@cbmove.com 202.359.0033
Maurita Bostic maurita.bostic@longandfoster.com 301.503.3352
Mary Kingsley mary.kingsley@gmail.com 240.604.6605
Sylvia Johnson sylvia.johnson@longandfoster.com  
Alicia Stukes adstokes@msn.com 240.476.6769
Dawn Brown Garrett dawngarrett@remax.net 202.498.5694
Mark Miller mvinm@comcast.net 301.351.4170
Tamika Johnson tamikajohnson@remax.net 240.602.4348
Seife Bisrat seife@lnf.com 301.346.7024
Hyder Hope Huston homesbyhyder@att.net 301.248.7357
Clovis Daley daley@mris.com 240.464.7003
Connie Jordan ecjordon2@verizon.net 301.336.1043
Lorence Ottley lottley@sellstate.com 301.333.1111
WillieMae Thompson williemaethompson@msn.com 301.526.5855
Tanja Cherry tanja_cherry@verizon.net 301.792.0711
Michelle Robinson schely10@hotmail.com 304.613.1946
Charles Hudson chudson@newfocusrealty.com 410.721.7625
Sean Robinson seanrobinson@kw.com 301.455.4950
Anngellic Dinkins aboutre@mris.com 301.839.9000
Chaunya Blackwell cmblackwell@kw.com 301.875.2167
Felecia Cole feleciacole@mris.com 301.248.3166
Helena Ashton helenaashton@comcast.net 301.651.2166
Laura Brewster lbrewsterrealtor@yahoo.com 240.593.0248
Mary E Buckely mary@lloydrealestategroup.com 301.231.2570
Melody Hemby melodyhemby@wesellmore.com 301.674.7931
Tanesha Welch tanisha.welch@kw.com 301.648.3742
Adrian Taylor realtyconnection@gmail.com 240.304.5099
Paul Lancaster paul@bmicmortgage.com 240.464.3296
Ronald Taylor     ronald.taylor@longandfoster.com 301.346.8703
Tracey Williams traceywilliams@kw.com 301.526.5996
Tonya Coffey tonyacoffey@mris.com 301.455.5561
Tyrone Bryant     TyroneBryant@kw.com 240-737-5000
Pauline Brisbon pgbrisbon@aol.com 240.223.7448
Anita Rodgers anita.rodgers@longandfoster.com 301-980-2513
Tammy Kornegay tammy.kornegay@longandfoster.com 240.535.4977
F. Diane Franklin DiFran@inbox.com 301.442.0244
Michael Gray II michael@homeoptiongroup.info 240.765.9030
Donna Harrow     drharrod@kw.com 240.737.2817
Brenda Shaw     shawbrey4@live.com 301.980.1592

ANNE ARUNDEL COUNTY 

Jeanne Turnock jeanne@turnockrealestate.com 410.644.8360
Anthony Giles anthony.giles@longandfoster.com 443.838.1623
Ed Robinson ed@themdrealestateteam.com 410.919.2600
Jayne Griffith jaynegriffith@mris.com 443.220.4245
Kelly Tate kellytate@aol.com 410-991-8404
Linwood Scott linwoodscott@mris.com 410.837.0700
Lynn Thomas lynn-327@hotmail.com 410.837.0700
Susan Shannon susan.shannon@longandfoster.com 410.544.4000
Tracie Scott tracie.scott@lnf.com 443.694.1444
Annette Lane lanerealty@helpusell.com 410.305.0900
Pam Rich Peoples prichpeoples@kwflagship.com 410.916.3718
Paul Bowling paul@annearundelmdhomes.com 410.972.4000
Michele Hagan mhagan@fairfaxrealty.com 410.271.3455
Kim Mills kim.mills@longandfoster.com 410.320.9683
Ellie Cerasuoto elliec@mris.com 443.278.3800
Kimberley Wijnands kawijnands@verizon.net 410.375.6613
Larry Hudson lhudson@newfocusrealty.com 410.721.7625
Barry Hess barry1@activehomes.net 410.729-7700
Brent Staubs if1011@aol.com 410.963.3026
Donna Staubs donnasstaubs@aol.com 443.871.8845
Joseph Long SirJoseph@KWflagship.com 410.729.7700
Naci Gardner nanci@homesbythebay.net 410.703.5557
Rhonda Harsh rharsh@kwflagship.com 410.353.7364
Steve Browning steve@mls.biz 443.520.5572
Dawn L. Baxter     dbaxter@cbmove.com 410.353.0222
Val Alexander yankybrit@hotmail.com 410.969-1005
Marcia Feliciano marcia@mris.com 410.571.1333

BAY AREA: Queen Anne and Kent Counties

Merry Tobin merrytobin@mris.com 410.310.3183
Charles Sommers mlsommers@verizon.net 410.778.1282
Yvonne Andres     yandres@cbmove.com 410.310.8347
Nancy Koval nkoval@mris.com 410.643.4971
Colleen Minahan colleenminahan@championrealty.com 443.786.1789
Mary Carlisle mfcarlisle@aol.com     410.703.3920

CARROLL COUNTY 

Joseph Shunk joseph.shunk@lnf.com 410.456.0492
Judy Legal  jleagal@cbmove.com 410.596.2819
Linda D. Smith ldsmith@lederercompany.com 410.608.1608
Victoria Duerr wonderagent@longandfoster.com 443.845.4202
Wendy Armstrong wsarmstrong@cbmove.com 443.244.2211
Camelia Rubin camelia.rubin@lnf.com 443.621.7970
Amber Rayman amber.rayman@longandfoster.com 443.277.9855
Rob Dalrymple robd@lnf.com 410.259.0495
Susan Memmert susanmemmert@mris.com 410.371.1608
Thomas Crumley tcrumley@cbmove.com 443.928.7760
Bob Jarboe robert.jarboe@lnf.com 410.446.6401
Cindy Glaeser cglaeser@comcast.net 443.398.4215
Cynthia Massari cmassari@cbmove.com 410.239.8110
Deborah Gill deb.gill@longandfoster.com 410.935.2349
Dorothy Hewitt dorothy.hewitt@longandfoster.com 410.876.6097
Greg Brennan greg.brennan@longandfoster.com 302.858.2066
Victoria Duerr wonderagent@longandfoster.com 443.845.4202
Karen Donaldson karendrelo@aol.com 443.220.4675
Julie Strohman juliestrohman@mris.com 443.398.0378
Denise Lewis denise.lewis@lnf.com 410.876.7100
Rusling Blackburn rusblack@mris.com
Donna Moffett         donna@donnasellsre.com 410.274.1617
Mark Ruby rubyrealtor@gmail.com    410.259.0792
Kim Rugguri krugguri@remax.net 410.596.4099
James Mingle     jamesmingle@comcast.net 410.596.0038
Terry Miller terry.miller@longandfoster.com   410.902.7163
Randy Ripley randy.ripley@longandfoster.com 443.536.3010
Mendy Janke mendy@jankeproperties.com 410.908.7961
Sonya Francis sonyafrancis@remax.net 443.220.6560
Nora Drury noradrury@qis.net 410.812.4374

 

CECIL COUNTY

Joan Mackie jmackie@peoplesbankofelkton.com 443.676.1573
Linda McKinnon lindamckinnon@mris.com 302.584.3710
Kim Youngblood kyoungblood@lnf.com 410.398.0660

COASTAL: WORCESTER, SOMERSET, WICOMICO COUNTIES

Duke Brooks nreportbayrealty@aol.com 443.365.9005
Susan Harrison susanpharrison@comcast.net 410.430.7378
Robert Heim therobertheimrealtygroup@verizon.net 410.641.5222
Amy Davis callme4results@comcast.net 410.430.9950
Julie Sadler julie@shamrockrealtygroup.com 443.880.5068
Nicholas Bobenteo nickb1@remax.net 410.213.1107
Nancy McKinley nmckpooh@aol.com     410.430.3687
Terry Looney terry@terrylooney.com 410.726.7689

FREDERICK COUNTY

Cinnamon Smith csmith8947@aol.com 301.644.2672
Jerry Jones jerry.jones@constellationmtg.com 443.910.2828
Judy Thompson jit@mris.com 301.644.2123
Karin Kidd karin@jberg.com 301.514.9838
Kunnigunda Brener kunni@expresstitle.com 301.231.8200
Lisa Goodman lmg517@aol.com 301.471.4627
Patrick Skees Jr pskees@aemtgllc.com 301.788.7977
Sandy Lytle sandylytle@machomes.com 301.788.0651
Sue Marie Kalons smkalons@yahoo.com 301.325.2968
Susan Kelly susan.kelly@longandfoster.com 240.372.3053
Maggie Osborne maggie@maggieosborne.net 301.418.2135
James Cates jim@catesteam.com 301.807.0129
Tina Lowe tlowe@machomes.com 301.748.6114
Peggy Magnanelli peggymagnanelli@mris.com 240.674.8585
Masie Petrekis minamyp@yahoo.com 240.818.1888
Leslie Kinkead jandl@mris.com 301.695.3020
Paul Clay paul@reconsultants.com 240.285.0644
Maureen Nichols mnichols@mris.com     301.831.5600
Peggy Magnanelli peggymagnanelli@mris.com 240.674.8585
Maggie Cisar margaret.cisar@longandfoster.com 301.606.2570

GARRETT COUNTY

Bradley Nesline bradley.nesline@longandfoster.com 301.501.0416
Sue Saunders gmcturtle@yahoo.com 301.334.9915
Stephanies Beddow stephanie@humberson.com 301.268.7567
Sheri Ball sball@atlanticbb.net 304.789.5225
Carolyn Cosner c.cosner@verizon.net 301.334.9915
Robert Huebner bob@thehuebners.com 301.616.9593
Kym Newmann kym@lnf.com 301.501.0453

GREATER BALTIMORE: Baltimore County, Baltimore City

Carolyn Cook carolyn@gbbr.org 410.337.7200
Doug Poole doug.poole@homesbyriley.com 410.591.3774
Erica Solomon erica.solomon@longandfoster.com 410.982.5042
James Lane james.lane@longandforster.com 410.298.3500
Freida D. Morgan freidadm@verizon.net 410-499-6127
Phil Engers philengers@remax.net 410.336.2858
Candice Jones candice.jones@century21.com 410.236.1871
Bob Kimball bob@bobkimball.com 410.262.2100
Cynthia Griffin cynthiagriffin@mris.com 410.446.5686
Jacqueline Smith choicehomes@verizon.net 443.858.3747
Georgialyn Anderson georgialyn.anderson@longandfoster.com 410.591.7323
Johnny Johnson jhjohnson@cbmove.com 443.838.6818
Annette Beale annettedbeale@aol.com 410.258.6984
Vanessa Ward-Lucas vanessa0@aol.com 443.677.9097
Kathryn Miller kay.miller@hotmail.com 443.742.2213
Tekee Wilkes tekeew@juno.com 443.413.4393
Eric Rittmeyer eric@fidelismtg.com 410.668.6501
Denise Gilbert dgilbert@cbmove.com 443.904.7651
Patti Farrell patricia.farrell@wellsfargo.com 443.992.6231
Abraham Joshua Abraham@abrahamjoshua.com 410.245.6100
Aprile Crawford aprilecrawford@yahoo.com 410.292.7651
Jack Wright jwright@baybroadband.net 410.708.8117
William Ruckelshaus wruckelshaus@cbmove.com 410.778.0330
Catherine Cunningham integrity-realtors@comcast.net 410.336.1024
Jim Harris info@housesbyharris.com 443.220.6676
Vincent Ezeaputa vezeaputa@aol.com 443.286.8830
Lisa D. Fisher lisa@lisadfisher.com 410.241.4955
Bob Simon     bob.simon@longandfoster.com 410.583.9400
Dee Cain dee@deecain.com 410.262.2205
Cheryl Alexander cheryllynnrealtor@yahoo.com 443.804.3045
Randolph Morrison randymorrison@remax.net 410.456.3775
Myia Biggs myia@myiabiggs.com 410.388.0559

GREATER CAPITAL: Montgomery County

Linda Burton lindaburton@mris.com 301.335.7687
Maurice Williams mdwrealestate@yahoo.com 240.604.3150
Harvey Kissinger hkissinger@comcast.net 301.946.0026
Matene Richards matenerichards@mris.com 240.522.9075
Tami Nutall tami@calltami.com 301.385.8264
Mike Mondy michael_mondy@remax.net 301.675.6355
Ruby Brooks rubybrooks@mris.com 301.951.0321
Barbara Roberts byroberts@weichert.com 301.681.0400
Myrtis Peterson myrtispeterson@comcast.net 240.462.0311
Jeff Annis jeffannis@realtor.com 301.654.2500
Zainab Norris zainabhnorris@mris.com 240.461.8330
Kristen Buker kristenbuker@yahoo.com 240.473.4416
Kassandra Carozo kassandracardozo@yahoo.com 240.426.4236
Quyen Quach qquach@goldengaterealtyinc.com 240.620.8788
Margeau Gilbert morgeau@realtyconnection.com 240.462.1955
Carmen Lovelace lovelace@mris.com 301.980.9300
Anita Centofanti hc11@anitac.com 301.530.2780
Susan Rao srao@lnf.com 202.316.7600
Milton Poole milton.poole@longandfoster.com 301.221.0189
Ying Chang yingchang@comcast.net 301.762.6345
Ernest Knight ernestknight@mris.com 202.438.7611
Barbara Zietz barbara.zietz@longandfoster.com 410.507.5296
Betty Pelzer-Sharper betty@bettysharper.com 301.503.3750
Celia Taylor celiataylor@mris.com 301.908.1595
Debra Hinkle debra.hinkle@lnf.com 301.717.9947
Dorothy Blizard blizardfinehomes@aol.com 301.325.5926
Linda Tomlinson ltomlinson@weichert.com 301.412.5247
Yi Feng Wang awang1959@yahoo.com 240.505.5898
Karen Klauber kklauber@gmail.com 301.984.8027
Jackie Lawrence jlaw20854@yahoo.com  
Vernon Vaughn realstaronline@hotmail.com 301.537.0353
David K. West davidkwest@yahoo.com 202.251.7056
Dale Ammann dale@johnburgessrealtor.com 301.922.9692
Kevin Cyrus kevin@kevincyrus.com 202.421.6882
Dorene Fitzgerald dorene@thefitzteam.com 240.994.2259
David Glunt davidaglunt@mris.com 301.230.2300
Thomas A.E. Bennetts tomwins@gowebway.com 301.529.0526
Jolan Baucum jolanbaucum@remax.net
Valerie Davis valerie.davis@remax.net 240.205.4058
Pauline Young paulinehomesales@mris.com 301.675.2438
Tony Robertson Jr. trobertsonjr@mris.com 301.346.9362
Andrea Williams andreawilliams@mris.com 240.441.3430
Kayode Ojewale kojewale@gmail.com 301.651.2858
Edith Smith     ezbuy4you@comcast.net 202.365.0735
June Phillip ju.phillip@gmail.com 240.423.3835
Kayode Ojewale kojewale@gmail.com 301.651.2858
Edith Smith ezbuy4you@comcast.net 202.365.0735

HARFORD COUNTY

Mickey Kretchmer mickey.kretchmer@comcast.net 410.977.7381
Francine Litter francinelitter@mris.com 443.695.2299
Carol Penner carolpenner@comcast.net 410.790.4460
Carol Eckels carol.sellshomes@comcast.net 410.879.0900
Valerie Kimmal info@AskForVal.com 410-679-2301
Maria Terry mterry@mris.com 410.272.3707
Karen McHugh karen.mchugh@prudentialcarruthers.com 410.952.0834
Lorraine Bailey-Carter lorrainetherealtor@comcast.net 410.688.0232
Charla Davis charla.davis@century21.com 443.677.1995
Teresa Truckenmiller teresa.truckenmiller@ncmc.com 410.937.0938
Alva Locke alva144@aol.com 410.340.5073
Thomas Moore tommoore@mris.com 410.453.0500
Tina Beasley tina@tinabeasley.com 443.243.1832
Johnnie Gatling jgatling@cbmove.com 410.515.8264
Kim Sala kimsala@mris.com 410.530.1168
Gail Angel gail.angel@longandfoster.com 410.404.0389
Tim Montoya tim.montoya@lnf.com 443.463.3592
Chris Giglio cgiglio@cbmove.com 410.627.5454
Jan Waddell janinwriting@aol.com 410.903.3799
Judy Lomp jlomp@cbmove.com 410.715.7332
Yvonne Pigatt pigattmsu@aol.com 443.286.8939
Gina Gulliford ggulliford@gmail.com 410.707.0366
Lori Young lori.young@prudentialcarruthers.com 240.367.4947
Sandy Bowser sbowser@cbmove.com 301.325.7037
Brenda Sheesley brenda.sheesley@longandfoster.com 443.866.3116
Donna Ayres donna.ayres@prudentialcarruthers.com 410.652.3276
Dianne Cottrell dianne.cottrell@longandfoster.com 410.652.4652
John Bangs john@bangsrealestate.com 410.274.3921
Cathy Norton cathy.norton@lnf.com 410.733.5544
Sandy Bratcher sbratcher@cbmove.com 410.688.1747
Craig J. Strobel cstrobel@exitpreferred.net 443.866.2020
Teri Deane terideane@wesellmore.com 410.715.3261
Kimberly Bogris kdbogris@kw.com 410.937.2791
Suzanne Burton suzanne@suzanneburton.com 410.420.7355
Alma Illian aillian@cbmove.com 410.515.2000
Zoila Lester z.lester@mris.com 410.836.9419

HISTORIC HIGHLANDS: Allegany County

Debbie Hidey hidey@hereintown.net 301.268.3619

HOWARD COUNTY

Patty Smallwood smllwd@verizon.net 301.467.4488
Kenny Smallwood smllwd@verizon.net 301.332.1753
Roxie Tossie roxie.tossie@longandfoster.com 443.745.9021
Anne Cooke acooke@cbmove.com 443.690.2345
Leslie Greer leslie@mtgassoc.com 410.772.0001
Shirley Matlock shirleymatlock@remax.net 410.465.7777
Dora Siverio-Macholl doraremax@yahoo.com 240.355.9040
Sharon Wilkerson swilkerson@cbmove.com 240.353.4144
Kathleen Kramer kkramer@c21homesmart.com 301.483.8600
Dawn Holly dawnholly1@comcast.net 410.442.2142
Rhonda Heckman rhondatherealtor@comcast.net 410.971.4778
Carol Gambler cjgamble@comcast.net     410.964.8812
Donna Heslop dheslop@exitrightrealty.com
Cristina Oviedo coviedo@exitfirst.com 443.790.3282
Lisa Bohlayer Wissel lisawissel@gmail.com     410.913.9394
Dot Morrell             dotdotm@mris.com 410.964.8816
Theresa DiFonzo theresadifonzo@remax.net 443.605.3723
Sherry Wantz swantz@gmail.com     410.381.3811
Brian Holt     brian@brianholt.net 443.745.2280
Teri Deane terideane@wesellmore.com     410-428-8232
Lynn Pakulla pakulla@comcast.net 410.203.9460
Gary Pakulla pakulla@comcast.net 410.203.9460
Terri Rinkinen trinkinen@cbmove.com 443.789.0032

SOUTHERN MARYLAND

Adelaide McBride addiemcbride@verizon.net 301.481.6767
Art Greene art.greene@lnf.com 301.292.0700
Cathy Cox cathycox@mris.com 410.610.2606
Norma Rice normarice@verizon.net 301.751.2841
Patricia Coan pat.coan@longandfoster.com 301.325.7706
Wendy Callins wendy@lnf.com 301.392.5724
Yvonne Johnson Yvonne@Yvonnesellshomes.com 301.602.5610
Dorcie Marshall dorcie.marshall@yahoo.com 240.210.6732
Aaron Tyler                   aarontyler@gmail.com     240.417.7493
Richard Von Schlichten richard@vonschlichten.com 301.643.7801
Kathy Lee Suite kathysuite@yahoo.com 240.299.9555
Maria Thorpe mthorpe@cbmove.com 301.752.3719

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